This one-session workshop will help you decide if self-employment is the right choice for you. The class covers the pros and cons of owning your own business, the steps needed for start-up, the major elements of a business plan, and the many resources available to help you succeed.  Limit 20 students.

In this class we will go from thinking about what to buy or sell to what happens when you do buy or sell. We will cover listing, final value, fees, shipping, and other costs that affect your bottom line.  For this class you will need a fully charged laptop, tablet, or smartphone and a few items to list on eBay. We will be researching these items, so please bring them to the first class. (If the item is large, valuable, or breakable, please bring detailed pictures and information about the item.) Limit 10 students.

This interactive class can help you gain the skills and confidence you need to stretch your money, pay your bills, reduce debt, find money for savings, plan for retirement, and set personal financial goals. At the end of the class you will have a plan to achieve greater financial stability. A follow up session is also offered to provide additional networking and support. Successful completion of this class meets one of the requirements for the Family Development Account (FDA) and Rainy Day Savings (RDS) matched saving programs. Graduates of My Money Works are eligible to apply for the GEN Scholarship to be used at any of the University of Maine System campuses, Maine Community Colleges, or the University of New England. Limit 20 students.

Instructor Jean Dempster, Program Dirctor, New Ventures Maine

Do you manage large sets of numbers, names, dates, or other pieces of information? If so, then you need to create worksheets to manage, store, organize, and even analyze this information. Excel, Microsoft’s powerful spreadsheet software, is the most widely-used program to handle this task. This course focuses on the mastering the fundamentals of Excel. You will learn how to quickly and efficiently create fully formatted worksheets, learn common formulas and functions, sorting and analyzing data, and custom charts and graphs. You will also learn the compatibility with other MS Office Suite Products. Learners will need to bring a thumb drive to class. 

This class is for those who are new to investing or would like a strategy refresher. We will discuss basic rules of investing--how to develop a plan, how to choose quality investments, how to diversify your portfolio, and most importantly how to invest for the long term, and focus on the things that YOU can control. A Zoom option is available by emailing janderson@rsu18.org after you have registered. Limit 15 students.

Learn the difference between a Last Will and Testament and a Trust. Then you will learn what a Last Will and Testament does that a Trust does not do, and what a Trust does that a Last Will and Testament cannot do. Then learn how to pass your assets on outside of the probate process. Attorney Nale will be available after class to answer your questions. Limit 24 students.

Buying your first house is truly a big deal!  In this 8-hour, in person class we will cover everything you need to know about the home buying process and owning the home going forward. You will learn the steps involved in buying, how to set goals, and prepare for homeownership, explore loan products and credit, protect and grow your investment, and how to avoid being ripped off. A Homebuyers Education Certificate can help you access down payment assistance or mortgage products that require HUD-certified homebuyers education. It’s good for TWO years with most lenders! Register here at midmaine.maineadulted.org and the program will take you to the KVCAP registration site to finish the sign-up process—cost will be $30. Each person must register separately. Limit 24 students.

Nov. 7th Class:  Tues, Wed. Thurs, 6:00 p.m.- 9:00 p.m. Nov.  7, 8, 9 (3 sessions) 

Microsoft Power Point: In this presentation software program you will learn to cut, copy and paste, along with learning about different fonts to create slide shows. You will learn to import from other files like Word, Excel, and the Internet and learn about compatibility with other MS Office Suite products.

Microsoft Publisher: The Publisher program is designed to aid you in designing your own calendars, cards, and invitations, to name only a few of the many ways to use this program.

Learners need to bring a thumb drive to class.